
Credit Manager Needed at People Capacity Management
People Capacity Management – Our client is recruiting suitable candidates to fill the position below:
Responsibilities
- Assess, monitor, and manage credit risks across the mortgage portfolio to ensure alignment with the bank’s risk tolerance
- Perform in-depth credit analysis for loan applications, ensuring thorough evaluation of borrowers’ financial standing, creditworthiness, and collateral adequacy.
- Oversee the end-to-end credit approval process, including the evaluation and recommendation of mortgage loan applications.
- Regularly review and analyze the bank’s mortgage loan portfolio to identify trends, risks, and opportunities for improvement
- Liaise with external auditors and regulatory bodies to address any credit-related concerns.
Requirement
- Bachelor’s degree in Finance, Accounting, Economics, or a related field. A Masters degree or professional certification (e.g., CFA, FRM, or PRM) is an added advantage.
- 10–15 years of proven experience in credit management and risk management, with a focus on mortgage banking or related financial services.
- Strong understanding of mortgage lending processes, housing finance, and regulatory frameworks governing the mortgage banking industry.
- Proficiency in financial modeling, credit analysis tools, and risk assessment software.
- Exceptional analytical, problem-solving, and decision-making abilities. Excellent communication and leadership skills.
Application Closing Date
10th February, 2025.
How to Apply
Interested and qualified candidates should send their Applications to: recruitment@peoplecapacitymanagement.com using the Job Title as the subject of the mail.
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